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Mobile phones are increasingly becoming even more personal than many people would have ever thought. Bill Gates once dreamed of a digital wallet that stores all your personal as well as financial information that can be used to make transactions which would make your wallet obsolete. Today, people in many places of the world are already making purchases using their mobile phones. Starbucks and Dunkin Donuts are already accepting payments using mobile apps, while Square and PayPal are competing with each other to deliver seamless payments using your mobile phones. The question of mobile phones becoming your wallet is now a matter of when.
